Diane Young is responsible for the strategic development and analysis of TD AMERITRADE's long term investor segment. She is also responsible for the development of financial planning and retirement products and services. Young joined TD AMERITRADE with more than 20 years of experience in the financial services focused on the individual investor. Previously, she served in various business roles for Merrill Lynch, Morgan Stanley and Mellon Financial Corporation. The majority of her experience has centered on creating and implementing wealth management business strategies delivered either via the Web or through advisory distribution networks.  Young's experience in the financial services business has led her to collaborate with numerous business units, including: strategic planning, technology, marketing, sales, operations, and training, in an effort to effectively build, launch and enhance new business initiatives, products and programs that generate revenue growth.